NTUC GIFT

Coverage of death, total/partial and permanent disability of up to $40,000 for union members who are below 65 years old

What is NTUC GIFT?

NTUC GIFT is a group insurance policy exclusively for members of NTUC affiliated unions and association. All union members who are below 65 years old are automatically covered against death, total/partial and permanent disability of up to $40,000. Union leaders are eligible for double the sum assured. Union members’ spouses below 65 years old are also covered against death, total/partial and permanent disability. Eligible members aged 65 years and above can opt for extension of coverage with payment of a token fee.

For more information on the different payouts, download the NTUC GIFT brochure: English | Chinese

Who is eligible for NTUC GIFT?

Please ensure that you are eligible to apply for the NTUC GIFT

You are an NTUC member who are 16 years old and above and below 65 years old

You have at least 6 months of continuous paid-up union/association membership

Members' spouses who are 16 years old and above and below 65 years old, subject to members meeting the eligibility criteria

How to make a claim

Step 1 - Download claim form

Death Claim Form here.

Total/Partial and Permanent Disability Claim Form here.

AMPS Form for Total/Partial and Permanent Disability Claim Form here.

Step 2 - Submit claim via NTUC Virtual Assistance

Submit your documents via ntuc.co/giftclaim

(NTUC GIFT claim form must be submitted within 90 days of member’s death or permanent and total disability.)

For enquiries related to claim

Please call Income Insurance at 6788 1777

Or NTUC Membership via ntuc.co/chat

Are you a union/association leader?

Leaders of unions /associations registered under the Trade Unions Act or Societies Act and are affiliated to NTUC are eligible for double cover

Download claim forms

Got question?

Programme details

GIFT Extension will be eligible for members aged 65 years old and above. They will need to meet a minimum membership tenure criteria and subject to a token fee payment. This fee will be waived till 30 April 2026.

No. As this is a group insurance arrangement, a Master Policy will be kept by NTUC.

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